- Wage Day Advance provide a no credit check payday loans service - one of the very few to do so in the UK.
- They have a secure online application form and procedure.
- They offer a free BACS (up to 3 working days) loan transfer service to your bank account and also have a same day loan transfer service costing £15 - cheaper than most of its competitors.
- Wage Day Advance offer both a re-loan service and a rollover service. A re-loan is available for the same amount, or higher, once you have paid off your balance (i.e. loan and interest charge).
- A rollover (or extension) is permitted at the discretion of Wage Day Advance and only if they are satisfied that it is responsible to do so. With a rollover you have to pay the interest charge and then move the initial loan amount repayment date forward by one month.
- Advantages: Wage Day Advance use either a debit card or direct debit from your current account to take repayment of your payday advance on your next payday. This is ideal for those of you that have no debit card.
- You can write to them at: Unit 7, Acorn Business Park, Keighley Road, Skipton, North Yorkshire, BD23 2UE.
Representative APR 7069.3%
Representative Example: If you Borrow £100 for 28 days then the:
- Total Charge for Credit is £29.50
- Total Amount Repayable is £129.50
- Interest Rate is 384.5% per annum (Fixed)
- Representative APR is 7069.3%