SwiftMoney.co.uk does not display APR nor finance/interest charges on their website.
They do not state on their website whether they credit check your application or not.
Swift Money do not say on their website whether or not you need to fax in documentation - even in borderline decision-making cases.
Their website's application form does not display the secure HTTPS in the address bar.
Swift Money, unlike almost all other lenders, will charge you for BACS (up to 3 days) funds transfer.
We do not recommend them even as a last resort - rather refer to our "Refused a Loan?" section and seek an alternative loan to a payday loan. Swift Money have a number of disadvantages the main one being no information made available to the public on their pricing and charges.