Provident Personal Credit provide Cash Loans direct to your home ("Home Credit"). They are well established with 1.8 million customers in the UK.
You do NOT need a Bank Account to qualify for their Cash Loans.
Those with poor credit history, CCJs, the unemployed can still qualify for a Cash Loan.
They have a secure application form and procedure on their website.
The process to securing a cash loan with Provident is simple:
apply online to get a decision in principle in minutes;
a Provident agent will come to your home to go over your loan application - the "agent" will be a friendly, helpful local person;
if approved the agent will come back in a few days to deliver your cash directly;
the agent will then call weekly to collect repayments.
If you borrow £100 you repay £182 in 52 easy weekly repayments of £3.50 each - so the repayment period is alot longer than with a payday loan and is therefore more affordable than a payday loan.
You can borrow up to £500 as a new customer and up to the same amount as an existing customer.
Repayments can be made to be very affordable by spreading them over a period of either 52 weeks, 31 weeks or 23 weeks - the choice is yours!
No hidden or extra charges.
Advantages: They do not credit check applicants and you do not need a bank account to receive nor repay the loan - it is a cash loan delivered direct to your home. Ideal for those with poor credit history.