Peachy.co.uk is a payday lender and a text loan lender.
Peachy.co.uk will ID check you and they will also credit check you.
They claim that 95% of applicants will be approved instantly - this must be one of the highest acceptance rates in the industry and it's also highly convenient in that you'll get an instant decision.
The high acceptance rate may be explained by the fact that Peachy.co.uk is one of the newest lenders in the UK.
Funds are transferred same day for FREE (if approved before 9pm).
No need to fax in documentation - it's all done online.
No hiding the fact that the APR is one of the highest in the industry but this is the price you pay for a no credit check, instant decision service.
You can borrow from £50 to £500 (only to £200 for new customers) for a period of 5 days to 31 days.
On due date you do not have to worry about missing a repayment as your debit card will debited.
Loan extensions are possible - for whatever reason. If you cannot make the repayment then it's best to call their customer service department and they should be able to offer you an extension.
New loans are only issued when outstanding ones are paid off.