PAYDAY UK REVIEW - Payday Loans

Payday UK is a well established payday loan lender and has been around since October 2003. Payday UK is the market leader for Payday Loans in the UK (at the time of writing this Payday UK review).
They have a secure online application form/procedure.
There are no arrangement fees or hidden fees when obtaining your personal payday loan with Payday UK. They charge the standard £25 for every £100 borrowed and because there are no hidden fees the APR rate of 1737% is on the lower side for the payday loan industry.
One can apply by phone, as well as online, for a payday loan with Payday UK. They have friendly, helpful staff taking calls.
Payday UK offer a fully online and no fax payday loan service.
Payday UK offer a free BACS (up to 3 working days) loans transfer service.
They do not offer CHAPS same day transfer service but they do offer the alternative Faster Payments System which is free. If you bank with Halifax you're in luck - you get guaranteed same day funds transfer for free.
Advantages: Payday UK understand that occasionally some customers will need to borrow money for a second month. So they allow customers to defer their personal payday loan to the next month - but the interest charges for the current month must be paid. Also, as a responsible lender, Payday UK encourage you to pay-off as much of your initial month's loan principle as possible so that your next month's interest charges are lower.