FLM Quick

FLM QUICK REVIEW - Guarantor Payday Loans

  • FLM Quick are a payday lender that offer their services to anyone with bad or no credit history, including those that have CCJ's, defaults, or are unemployed.
  • The Representative APR of 199% is also the lowest of any lender in the UK. The amount you have to pay back for every £100 you borrow is £109.74 - a bargain in pay day loan terms. But read on...
  • They are able to offer such an amazingly low rate due to the requirement that you provide a Guarantor who has a good credit history. The decision-making on whether to lend or not is made against your Guarantor's credentials, not your own. But you, not the Guarantor, receives the loan.
  • Your Guarantor will be credit checked but they will only check that you, as the applicant, are not Bankrupt nor on an IVA.
  • Your funds can be transferred same day.
  • They do have a secure HTTPS web application form.
  • New customers can borrow up to £500 which is one of the highest first-time loan amounts of any payday lender in the UK.
  • Advantages: We recommend FLM Quick as they are perfect for those of you that have bad or no credit history provided you can get someone to agree to be your Guarantor (typically a family member or a friend).
  • As long as you pay the interest when it's due, you can repay the loan balance whenever you want to.

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